Retirement Savings
Your Retirement Savings
Helpful guidance for life's many financial chapters.
Overview
Understanding retirement savings
Saving for retirement is a priority for most people; knowing where to begin is the hard part. How much should I save? Where should the money go? How do I know when it is enough?
Defined benefit vs. defined contribution
Know the difference between the retirement vehicles available to you and what each one actually promises.
Social Security benefits
Understand the variables that may influence your Social Security benefits in retirement.
Employer-sponsored retirement
Assess how employer plans, matches and vesting schedules fit into your saving strategy.
Investing in your retirement
Explore how different investment vehicles can potentially increase your retirement savings over time.
Calculator
Project your retirement savings
Enter your age, savings and annual contribution to see the balance your current pace is on track to produce.
Projected retirement savings
$2,977,167
Years to retirement
37
Total contributed
$790,000
Growth on your money
$2,187,167
If the result is better than expected, congratulations on making retirement a priority. If it is worse, do not be discouraged — there are many strategies that can help close the gap.
Your options
Diving deeper into retirement savings
Saving vs. investing
Discover the potential synergy between saving and investing as part of your retirement strategy.
Inflation and retirement
Understand how inflation may reduce the purchasing power of your savings, and ways to manage that risk.
Market volatility and retirement
Delve into how market fluctuations may affect retirement funds — and why time horizon changes the answer.
Healthcare costs in retirement
Get to grips with healthcare and long-term care costs and how they may draw on your savings.
This worksheet provides estimates based on certain assumptions. It is not intended to provide specific investment advice. The results are not a guarantee of performance. The rate of return on investments will vary over time, particularly for longer-term investments. Investments that offer the potential for high returns also carry a high degree of risk. Actual returns may vary.