Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. 5 Smart Investing Strategies Getting what you want out of your money may require the right game plan. Lifetime of Earnings Estimate how much you have the potential to earn during your working years.